CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
 
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In order to test default functionality when a credit card payment on an
order is declined, we changed the settings in Product Store, Payments tab for Payment Auth service to alwaysDeclineCCProcessor. Then we tested by creating an order and submitting a CC# as a payment method. Of course the CC was declined, and the Order status was set to ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is no valid status change allowed from ORDER_REJECTED to anything else, there appears to be no way to take the existing order, assign a new paymentMethodId and reattempt authorization with a different credit card. Is this true? To remedy this, we could add an entry to StatusValidChange that allows a movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml and theoretically that should allow the user to select an alternate payment method from the Order Detail screen and reprocess payment. Is this the best way to handle this? The requirement is to allow an order taker to switch to a different credit card if the first one is declined - without having to completely re-enter the order. If anyone has encountered this before, or has a suggestion about an approach, that would be most welcome. Thanks -- Dave Tenerowicz [hidden email] Office: 303.493.6727 Mobile 303.906.6116 Fax 303.814.8331 Visit us at http://www.salmonllc.com For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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there is a service retryFailedAuthNsfs
it is automatically run every day. https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs needsNsfRetry is set in the OrderPaymentPreference look in applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: > In order to test default functionality when a credit card payment on an > order is declined, we changed the settings in Product Store, Payments > tab for Payment Auth service to alwaysDeclineCCProcessor. > > Then we tested by creating an order and submitting a CC# as a payment > method. Of course the CC was declined, and the Order status was set to > ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is > no valid status change allowed from ORDER_REJECTED to anything else, > there appears to be no way to take the existing order, assign a new > paymentMethodId and reattempt authorization with a different credit > card. Is this true? > > To remedy this, we could add an entry to StatusValidChange that allows a > movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml > and theoretically that should allow the user to select an alternate > payment method from the Order Detail screen and reprocess payment. > > Is this the best way to handle this? The requirement is to allow an > order taker to switch to a different credit card if the first one is > declined - without having to completely re-enter the order. > > If anyone has encountered this before, or has a suggestion about an > approach, that would be most welcome. Thanks > > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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guess I should finish the thought.
alwaysDeclineProcessor is a test service. if you look at authOrderPaymentPreference() you will see that it will try all the CC on file at the time. There is more than just changing the Status. BJ Freeman sent the following on 2/12/2008 11:04 AM: > there is a service retryFailedAuthNsfs > it is automatically run every day. > https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs > needsNsfRetry is set in the OrderPaymentPreference > > look in > applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java > > > > Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >> In order to test default functionality when a credit card payment on an >> order is declined, we changed the settings in Product Store, Payments >> tab for Payment Auth service to alwaysDeclineCCProcessor. >> >> Then we tested by creating an order and submitting a CC# as a payment >> method. Of course the CC was declined, and the Order status was set to >> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is >> no valid status change allowed from ORDER_REJECTED to anything else, >> there appears to be no way to take the existing order, assign a new >> paymentMethodId and reattempt authorization with a different credit >> card. Is this true? >> >> To remedy this, we could add an entry to StatusValidChange that allows a >> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >> and theoretically that should allow the user to select an alternate >> payment method from the Order Detail screen and reprocess payment. >> >> Is this the best way to handle this? The requirement is to allow an >> order taker to switch to a different credit card if the first one is >> declined - without having to completely re-enter the order. >> >> If anyone has encountered this before, or has a suggestion about an >> approach, that would be most welcome. Thanks >> >> > > > > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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In reply to this post by BJ Freeman
Sorry, perhaps I was not clear. The issue is not retrying the same CC,
it is using a new CC to pay for the order The scenario is that the card is declined and will never be authorized. The Customer wants to place the order and the order taker simply wants to use a DIFFERENT credit card number to pay for the order. As things function out of the box, the only recourse for the user is to re-enter the order (again) and associate it with a different payment method (CC or other). This is what we need to avoid - it is too cumbersome for the user Thanks for any suggestions -Dave BJ Freeman wrote: > there is a service retryFailedAuthNsfs > it is automatically run every day. > https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs > needsNsfRetry is set in the OrderPaymentPreference > > look in > applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java > > > > Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: > >> In order to test default functionality when a credit card payment on an >> order is declined, we changed the settings in Product Store, Payments >> tab for Payment Auth service to alwaysDeclineCCProcessor. >> >> Then we tested by creating an order and submitting a CC# as a payment >> method. Of course the CC was declined, and the Order status was set to >> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is >> no valid status change allowed from ORDER_REJECTED to anything else, >> there appears to be no way to take the existing order, assign a new >> paymentMethodId and reattempt authorization with a different credit >> card. Is this true? >> >> To remedy this, we could add an entry to StatusValidChange that allows a >> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >> and theoretically that should allow the user to select an alternate >> payment method from the Order Detail screen and reprocess payment. >> >> Is this the best way to handle this? The requirement is to allow an >> order taker to switch to a different credit card if the first one is >> declined - without having to completely re-enter the order. >> >> If anyone has encountered this before, or has a suggestion about an >> approach, that would be most welcome. Thanks >> >> >> > > > > -- Dave Tenerowicz [hidden email] Office: 303.493.6727 Mobile 303.906.6116 Fax 303.814.8331 Visit us at http://www.salmonllc.com For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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maybe a way to approach this is to allow a parm that can be set for the
store so the process is changed if the card is declined and send the customer back so they can enter a new CC. Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: > Sorry, perhaps I was not clear. The issue is not retrying the same CC, > it is using a new CC to pay for the order > > The scenario is that the card is declined and will never be authorized. > The Customer wants to place the order and the order taker simply wants > to use a DIFFERENT credit card number to pay for the order. As things > function out of the box, the only recourse for the user is to re-enter > the order (again) and associate it with a different payment method (CC > or other). This is what we need to avoid - it is too cumbersome for the > user > > Thanks for any suggestions > > -Dave > > BJ Freeman wrote: >> there is a service retryFailedAuthNsfs >> it is automatically run every day. >> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >> >> needsNsfRetry is set in the OrderPaymentPreference >> >> look in >> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >> >> >> >> >> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >> >>> In order to test default functionality when a credit card payment on an >>> order is declined, we changed the settings in Product Store, Payments >>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>> >>> Then we tested by creating an order and submitting a CC# as a payment >>> method. Of course the CC was declined, and the Order status was set to >>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is >>> no valid status change allowed from ORDER_REJECTED to anything else, >>> there appears to be no way to take the existing order, assign a new >>> paymentMethodId and reattempt authorization with a different credit >>> card. Is this true? >>> >>> To remedy this, we could add an entry to StatusValidChange that allows a >>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>> and theoretically that should allow the user to select an alternate >>> payment method from the Order Detail screen and reprocess payment. >>> >>> Is this the best way to handle this? The requirement is to allow an >>> order taker to switch to a different credit card if the first one is >>> declined - without having to completely re-enter the order. >>> >>> If anyone has encountered this before, or has a suggestion about an >>> approach, that would be most welcome. Thanks >>> >>> >>> >> >> >> >> > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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Thanks BJ
That seems like a suggestion worth investigating. I'll let you know what we learn if we take that approach. This seems like a valuable general purpose approach - although there have been no other responses to this issue so far, I cannot believe that other companies do not encounter the same issue with declined credit cards. I mean, if you have taken the entire order and the cc is declined, certainly no one wants to have to recreate the order before they can associate an alternate payment method to the order. regards, Dave BJ Freeman wrote: > maybe a way to approach this is to allow a parm that can be set for the > store so the process is changed if the card is declined and send the > customer back so they can enter a new CC. > > > Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: > >> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >> it is using a new CC to pay for the order >> >> The scenario is that the card is declined and will never be authorized. >> The Customer wants to place the order and the order taker simply wants >> to use a DIFFERENT credit card number to pay for the order. As things >> function out of the box, the only recourse for the user is to re-enter >> the order (again) and associate it with a different payment method (CC >> or other). This is what we need to avoid - it is too cumbersome for the >> user >> >> Thanks for any suggestions >> >> -Dave >> >> BJ Freeman wrote: >> >>> there is a service retryFailedAuthNsfs >>> it is automatically run every day. >>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>> >>> needsNsfRetry is set in the OrderPaymentPreference >>> >>> look in >>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>> >>> >>> >>> >>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>> >>> >>>> In order to test default functionality when a credit card payment on an >>>> order is declined, we changed the settings in Product Store, Payments >>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>> >>>> Then we tested by creating an order and submitting a CC# as a payment >>>> method. Of course the CC was declined, and the Order status was set to >>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is >>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>> there appears to be no way to take the existing order, assign a new >>>> paymentMethodId and reattempt authorization with a different credit >>>> card. Is this true? >>>> >>>> To remedy this, we could add an entry to StatusValidChange that allows a >>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>> and theoretically that should allow the user to select an alternate >>>> payment method from the Order Detail screen and reprocess payment. >>>> >>>> Is this the best way to handle this? The requirement is to allow an >>>> order taker to switch to a different credit card if the first one is >>>> declined - without having to completely re-enter the order. >>>> >>>> If anyone has encountered this before, or has a suggestion about an >>>> approach, that would be most welcome. Thanks >>>> >>>> >>>> >>>> >>> >>> >>> > > > > -- Dave Tenerowicz [hidden email] Office: 303.493.6727 Mobile 303.906.6116 Fax 303.814.8331 Visit us at http://www.salmonllc.com For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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We have a box that if thier card is declined the order will have to
placed again. We suggest they put in as many forms of payment so if one does not work, the system will automatically try the others they have entered. Dave Tenerowicz sent the following on 2/12/2008 2:23 PM: > Thanks BJ > That seems like a suggestion worth investigating. I'll let you know what > we learn if we take that approach. > > This seems like a valuable general purpose approach - although there > have been no other responses to this issue so far, I cannot believe that > other companies do not encounter the same issue with declined credit > cards. I mean, if you have taken the entire order and the cc is > declined, certainly no one wants to have to recreate the order before > they can associate an alternate payment method to the order. > > regards, > > Dave > > BJ Freeman wrote: >> maybe a way to approach this is to allow a parm that can be set for the >> store so the process is changed if the card is declined and send the >> customer back so they can enter a new CC. >> >> >> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >> >>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>> it is using a new CC to pay for the order >>> >>> The scenario is that the card is declined and will never be authorized. >>> The Customer wants to place the order and the order taker simply wants >>> to use a DIFFERENT credit card number to pay for the order. As things >>> function out of the box, the only recourse for the user is to re-enter >>> the order (again) and associate it with a different payment method (CC >>> or other). This is what we need to avoid - it is too cumbersome for the >>> user >>> >>> Thanks for any suggestions >>> >>> -Dave >>> >>> BJ Freeman wrote: >>> >>>> there is a service retryFailedAuthNsfs >>>> it is automatically run every day. >>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>> >>>> >>>> needsNsfRetry is set in the OrderPaymentPreference >>>> >>>> look in >>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>> >>>> >>>> >>>> >>>> >>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>> >>>> >>>>> In order to test default functionality when a credit card payment >>>>> on an >>>>> order is declined, we changed the settings in Product Store, Payments >>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>> >>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>> method. Of course the CC was declined, and the Order status was set to >>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>> there is >>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>> there appears to be no way to take the existing order, assign a new >>>>> paymentMethodId and reattempt authorization with a different credit >>>>> card. Is this true? >>>>> >>>>> To remedy this, we could add an entry to StatusValidChange that >>>>> allows a >>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>> and theoretically that should allow the user to select an alternate >>>>> payment method from the Order Detail screen and reprocess payment. >>>>> >>>>> Is this the best way to handle this? The requirement is to allow an >>>>> order taker to switch to a different credit card if the first one is >>>>> declined - without having to completely re-enter the order. >>>>> >>>>> If anyone has encountered this before, or has a suggestion about an >>>>> approach, that would be most welcome. Thanks >>>>> >>>>> >>>>> >>>> >>>> >> >> >> >> > |
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In reply to this post by BJ Freeman
If I am getting it correctly, it is possible to have store setting
(something like nsfRetry) that not to retry the CC. If CC is declined, customer will be sent back to the payment page again where customer can enter the new credit card detail. He/she does not need to renter the order. This is how it is working for me. Alternatively, you can send a mail on order rejection to customer and asking them to add/modify the credit card. On next CC retry new card should be used. Though, I am not sure how it can work with CVV. Raj BJ Freeman wrote: > maybe a way to approach this is to allow a parm that can be set for the > store so the process is changed if the card is declined and send the > customer back so they can enter a new CC. > > > Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: > >> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >> it is using a new CC to pay for the order >> >> The scenario is that the card is declined and will never be authorized. >> The Customer wants to place the order and the order taker simply wants >> to use a DIFFERENT credit card number to pay for the order. As things >> function out of the box, the only recourse for the user is to re-enter >> the order (again) and associate it with a different payment method (CC >> or other). This is what we need to avoid - it is too cumbersome for the >> user >> >> Thanks for any suggestions >> >> -Dave >> >> BJ Freeman wrote: >> >>> there is a service retryFailedAuthNsfs >>> it is automatically run every day. >>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>> >>> needsNsfRetry is set in the OrderPaymentPreference >>> >>> look in >>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>> >>> >>> >>> >>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>> >>> >>>> In order to test default functionality when a credit card payment on an >>>> order is declined, we changed the settings in Product Store, Payments >>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>> >>>> Then we tested by creating an order and submitting a CC# as a payment >>>> method. Of course the CC was declined, and the Order status was set to >>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since there is >>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>> there appears to be no way to take the existing order, assign a new >>>> paymentMethodId and reattempt authorization with a different credit >>>> card. Is this true? >>>> >>>> To remedy this, we could add an entry to StatusValidChange that allows a >>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>> and theoretically that should allow the user to select an alternate >>>> payment method from the Order Detail screen and reprocess payment. >>>> >>>> Is this the best way to handle this? The requirement is to allow an >>>> order taker to switch to a different credit card if the first one is >>>> declined - without having to completely re-enter the order. >>>> >>>> If anyone has encountered this before, or has a suggestion about an >>>> approach, that would be most welcome. Thanks >>>> >>>> >>>> >>>> >>> >>> >>> > > > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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By using SECAS you can check for the fields that are passed.
if the cc provider provides the CVV code it can be check and then the same service that is called by the reject code can be called by the SECAS. here is an example: here is how a rule looks in ofbiz <eca service="createPaymentFromPreference" event="return" > <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> <set field-name="statusId" value="ORDER_FraudCheck"/> <action service="ChangeStatus" mode="async"/> </eca> Your second suggestion can be done, but also takes more consideration as to how to Flag that type of operation, or just hard code it. Raj Saini sent the following on 2/12/2008 10:14 PM: > If I am getting it correctly, it is possible to have store setting > (something like nsfRetry) that not to retry the CC. If CC is declined, > customer will be sent back to the payment page again where customer can > enter the new credit card detail. He/she does not need to renter the > order. This is how it is working for me. > > Alternatively, you can send a mail on order rejection to customer and > asking them to add/modify the credit card. On next CC retry new card > should be used. Though, I am not sure how it can work with CVV. > > Raj > > > BJ Freeman wrote: >> maybe a way to approach this is to allow a parm that can be set for the >> store so the process is changed if the card is declined and send the >> customer back so they can enter a new CC. >> >> >> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >> >>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>> it is using a new CC to pay for the order >>> >>> The scenario is that the card is declined and will never be authorized. >>> The Customer wants to place the order and the order taker simply wants >>> to use a DIFFERENT credit card number to pay for the order. As things >>> function out of the box, the only recourse for the user is to re-enter >>> the order (again) and associate it with a different payment method (CC >>> or other). This is what we need to avoid - it is too cumbersome for the >>> user >>> >>> Thanks for any suggestions >>> >>> -Dave >>> >>> BJ Freeman wrote: >>> >>>> there is a service retryFailedAuthNsfs >>>> it is automatically run every day. >>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>> >>>> >>>> needsNsfRetry is set in the OrderPaymentPreference >>>> >>>> look in >>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>> >>>> >>>> >>>> >>>> >>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>> >>>> >>>>> In order to test default functionality when a credit card payment >>>>> on an >>>>> order is declined, we changed the settings in Product Store, Payments >>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>> >>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>> method. Of course the CC was declined, and the Order status was set to >>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>> there is >>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>> there appears to be no way to take the existing order, assign a new >>>>> paymentMethodId and reattempt authorization with a different credit >>>>> card. Is this true? >>>>> >>>>> To remedy this, we could add an entry to StatusValidChange that >>>>> allows a >>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>> and theoretically that should allow the user to select an alternate >>>>> payment method from the Order Detail screen and reprocess payment. >>>>> >>>>> Is this the best way to handle this? The requirement is to allow an >>>>> order taker to switch to a different credit card if the first one is >>>>> declined - without having to completely re-enter the order. >>>>> >>>>> If anyone has encountered this before, or has a suggestion about an >>>>> approach, that would be most welcome. Thanks >>>>> >>>>> >>>>> >>>> >>>> >> >> >> > > > > |
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It is more of a credit card security and not technical issue.
What I mean was, security code like CVV is not stored as part of the credit card info. CVV code can only be entered by the customer at the time of checkout. There is no way to authorize the new card as security code is not stored. Raj BJ Freeman wrote: > By using SECAS you can check for the fields that are passed. > if the cc provider provides the CVV code it can be check and then the > same service that is called by the reject code can be called by the SECAS. > > here is an example: > here is how a rule looks in ofbiz > <eca service="createPaymentFromPreference" event="return" > > <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> > <set field-name="statusId" value="ORDER_FraudCheck"/> > <action service="ChangeStatus" mode="async"/> > </eca> > > > > Your second suggestion can be done, but also takes more consideration as > to how to Flag that type of operation, or just hard code it. > > Raj Saini sent the following on 2/12/2008 10:14 PM: > >> If I am getting it correctly, it is possible to have store setting >> (something like nsfRetry) that not to retry the CC. If CC is declined, >> customer will be sent back to the payment page again where customer can >> enter the new credit card detail. He/she does not need to renter the >> order. This is how it is working for me. >> >> Alternatively, you can send a mail on order rejection to customer and >> asking them to add/modify the credit card. On next CC retry new card >> should be used. Though, I am not sure how it can work with CVV. >> >> Raj >> >> >> BJ Freeman wrote: >> >>> maybe a way to approach this is to allow a parm that can be set for the >>> store so the process is changed if the card is declined and send the >>> customer back so they can enter a new CC. >>> >>> >>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>> >>> >>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>> it is using a new CC to pay for the order >>>> >>>> The scenario is that the card is declined and will never be authorized. >>>> The Customer wants to place the order and the order taker simply wants >>>> to use a DIFFERENT credit card number to pay for the order. As things >>>> function out of the box, the only recourse for the user is to re-enter >>>> the order (again) and associate it with a different payment method (CC >>>> or other). This is what we need to avoid - it is too cumbersome for the >>>> user >>>> >>>> Thanks for any suggestions >>>> >>>> -Dave >>>> >>>> BJ Freeman wrote: >>>> >>>> >>>>> there is a service retryFailedAuthNsfs >>>>> it is automatically run every day. >>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>> >>>>> >>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>> >>>>> look in >>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>> >>>>> >>>>> >>>>>> In order to test default functionality when a credit card payment >>>>>> on an >>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>> >>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>> there is >>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>> there appears to be no way to take the existing order, assign a new >>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>> card. Is this true? >>>>>> >>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>> allows a >>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>> and theoretically that should allow the user to select an alternate >>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>> >>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>> order taker to switch to a different credit card if the first one is >>>>>> declined - without having to completely re-enter the order. >>>>>> >>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>> approach, that would be most welcome. Thanks >>>>>> >>>>>> >>>>>> >>>>>> >>>>> >>>>> >>> >>> >> >> >> > > > |
RE: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay
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If the customer enters a new card, the new card will have a new cvv.
So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. 1) Customer puts items in shopping cart. 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. 4) The authorization code is stored. 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. My 2c. Chris Lombardi > Date: Wed, 13 Feb 2008 21:59:03 +0530 > From: [hidden email] > To: [hidden email] > Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method > > It is more of a credit card security and not technical issue. > > What I mean was, security code like CVV is not stored as part of the > credit card info. CVV code can only be entered by the customer at the > time of checkout. There is no way to authorize the new card as security > code is not stored. > > Raj > BJ Freeman wrote: > > By using SECAS you can check for the fields that are passed. > > if the cc provider provides the CVV code it can be check and then the > > same service that is called by the reject code can be called by the SECAS. > > > > here is an example: > > here is how a rule looks in ofbiz > > <eca service="createPaymentFromPreference" event="return" > > > <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> > > <set field-name="statusId" value="ORDER_FraudCheck"/> > > <action service="ChangeStatus" mode="async"/> > > </eca> > > > > > > > > Your second suggestion can be done, but also takes more consideration as > > to how to Flag that type of operation, or just hard code it. > > > > Raj Saini sent the following on 2/12/2008 10:14 PM: > > > >> If I am getting it correctly, it is possible to have store setting > >> (something like nsfRetry) that not to retry the CC. If CC is declined, > >> customer will be sent back to the payment page again where customer can > >> enter the new credit card detail. He/she does not need to renter the > >> order. This is how it is working for me. > >> > >> Alternatively, you can send a mail on order rejection to customer and > >> asking them to add/modify the credit card. On next CC retry new card > >> should be used. Though, I am not sure how it can work with CVV. > >> > >> Raj > >> > >> > >> BJ Freeman wrote: > >> > >>> maybe a way to approach this is to allow a parm that can be set for the > >>> store so the process is changed if the card is declined and send the > >>> customer back so they can enter a new CC. > >>> > >>> > >>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: > >>> > >>> > >>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, > >>>> it is using a new CC to pay for the order > >>>> > >>>> The scenario is that the card is declined and will never be authorized. > >>>> The Customer wants to place the order and the order taker simply wants > >>>> to use a DIFFERENT credit card number to pay for the order. As things > >>>> function out of the box, the only recourse for the user is to re-enter > >>>> the order (again) and associate it with a different payment method (CC > >>>> or other). This is what we need to avoid - it is too cumbersome for the > >>>> user > >>>> > >>>> Thanks for any suggestions > >>>> > >>>> -Dave > >>>> > >>>> BJ Freeman wrote: > >>>> > >>>> > >>>>> there is a service retryFailedAuthNsfs > >>>>> it is automatically run every day. > >>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs > >>>>> > >>>>> > >>>>> needsNsfRetry is set in the OrderPaymentPreference > >>>>> > >>>>> look in > >>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java > >>>>> > >>>>> > >>>>> > >>>>> > >>>>> > >>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: > >>>>> > >>>>> > >>>>> > >>>>>> In order to test default functionality when a credit card payment > >>>>>> on an > >>>>>> order is declined, we changed the settings in Product Store, Payments > >>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. > >>>>>> > >>>>>> Then we tested by creating an order and submitting a CC# as a payment > >>>>>> method. Of course the CC was declined, and the Order status was set to > >>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since > >>>>>> there is > >>>>>> no valid status change allowed from ORDER_REJECTED to anything else, > >>>>>> there appears to be no way to take the existing order, assign a new > >>>>>> paymentMethodId and reattempt authorization with a different credit > >>>>>> card. Is this true? > >>>>>> > >>>>>> To remedy this, we could add an entry to StatusValidChange that > >>>>>> allows a > >>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml > >>>>>> and theoretically that should allow the user to select an alternate > >>>>>> payment method from the Order Detail screen and reprocess payment. > >>>>>> > >>>>>> Is this the best way to handle this? The requirement is to allow an > >>>>>> order taker to switch to a different credit card if the first one is > >>>>>> declined - without having to completely re-enter the order. > >>>>>> > >>>>>> If anyone has encountered this before, or has a suggestion about an > >>>>>> approach, that would be most welcome. Thanks > >>>>>> > >>>>>> > >>>>>> > >>>>>> > >>>>> > >>>>> > >>> > >>> > >> > >> > >> > > > > > > > |
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Christopher L wrote:
> If the customer enters a new card, the new card will have a new cvv. > For registered users credit cards are stored and CVV code is not stored along with card as it is prohibited by credit card companies. Customers' can store more than one credit cards and choose one of them during checkout. CVV code is entered at the time of checkout. > So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. > > 1) Customer puts items in shopping cart. > 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. > 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. > 4) The authorization code is stored. > 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. > > Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. > > The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. > > My 2c. > > Chris Lombardi > > >> Date: Wed, 13 Feb 2008 21:59:03 +0530 >> From: [hidden email] >> To: [hidden email] >> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method >> >> It is more of a credit card security and not technical issue. >> >> What I mean was, security code like CVV is not stored as part of the >> credit card info. CVV code can only be entered by the customer at the >> time of checkout. There is no way to authorize the new card as security >> code is not stored. >> >> Raj >> BJ Freeman wrote: >> >>> By using SECAS you can check for the fields that are passed. >>> if the cc provider provides the CVV code it can be check and then the >>> same service that is called by the reject code can be called by the SECAS. >>> >>> here is an example: >>> here is how a rule looks in ofbiz >>> <eca service="createPaymentFromPreference" event="return" > >>> <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> >>> <set field-name="statusId" value="ORDER_FraudCheck"/> >>> <action service="ChangeStatus" mode="async"/> >>> </eca> >>> >>> >>> >>> Your second suggestion can be done, but also takes more consideration as >>> to how to Flag that type of operation, or just hard code it. >>> >>> Raj Saini sent the following on 2/12/2008 10:14 PM: >>> >>> >>>> If I am getting it correctly, it is possible to have store setting >>>> (something like nsfRetry) that not to retry the CC. If CC is declined, >>>> customer will be sent back to the payment page again where customer can >>>> enter the new credit card detail. He/she does not need to renter the >>>> order. This is how it is working for me. >>>> >>>> Alternatively, you can send a mail on order rejection to customer and >>>> asking them to add/modify the credit card. On next CC retry new card >>>> should be used. Though, I am not sure how it can work with CVV. >>>> >>>> Raj >>>> >>>> >>>> BJ Freeman wrote: >>>> >>>> >>>>> maybe a way to approach this is to allow a parm that can be set for the >>>>> store so the process is changed if the card is declined and send the >>>>> customer back so they can enter a new CC. >>>>> >>>>> >>>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>>>> >>>>> >>>>> >>>>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>>>> it is using a new CC to pay for the order >>>>>> >>>>>> The scenario is that the card is declined and will never be authorized. >>>>>> The Customer wants to place the order and the order taker simply wants >>>>>> to use a DIFFERENT credit card number to pay for the order. As things >>>>>> function out of the box, the only recourse for the user is to re-enter >>>>>> the order (again) and associate it with a different payment method (CC >>>>>> or other). This is what we need to avoid - it is too cumbersome for the >>>>>> user >>>>>> >>>>>> Thanks for any suggestions >>>>>> >>>>>> -Dave >>>>>> >>>>>> BJ Freeman wrote: >>>>>> >>>>>> >>>>>> >>>>>>> there is a service retryFailedAuthNsfs >>>>>>> it is automatically run every day. >>>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>>>> >>>>>>> >>>>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>>>> >>>>>>> look in >>>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>>> In order to test default functionality when a credit card payment >>>>>>>> on an >>>>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>>>> >>>>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>>>> there is >>>>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>>>> there appears to be no way to take the existing order, assign a new >>>>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>>>> card. Is this true? >>>>>>>> >>>>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>>>> allows a >>>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>>>> and theoretically that should allow the user to select an alternate >>>>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>>>> >>>>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>>>> order taker to switch to a different credit card if the first one is >>>>>>>> declined - without having to completely re-enter the order. >>>>>>>> >>>>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>>>> approach, that would be most welcome. Thanks >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>> >>>>> >>>>> >>>> >>>> >>> >>> > > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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In reply to this post by BJ Freeman
Sorry guys, I found that I can avoid this problem by changing the
Product Store settings for Header and Item Declined to "APPROVED". With this setting, it is possible to save the order and enter a different payment method, and then to get an authorization which Approves the order. So far, so good. However, once we attempt to Quick Ship this order (which had a payment declined, but now the payment with a new CC is authorized), we are unable to create the shipment (message something like : Shipment not created, no items to ship) I have traced this out, and when an OPP is declined a OrderItemShipGrpInvRes entry is not created. As a result when the Quick Ship button is used, the once declined, but now approved order generates an error because (I think) there is no entry in this table. Can anyone tell me how we can simulate credit card declines without breaking the quick ship functionality? Is changing the Product Store Payment setup for Payment Auth Service from "alwaysApproveCCProcessor" to "alwaysDeclineCCProcessor" the best/only way to simulate a cc decline? I appreciate any advice on how to test declines -Dave BJ Freeman wrote: > By using SECAS you can check for the fields that are passed. > if the cc provider provides the CVV code it can be check and then the > same service that is called by the reject code can be called by the SECAS. > > here is an example: > here is how a rule looks in ofbiz > <eca service="createPaymentFromPreference" event="return" > > <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> > <set field-name="statusId" value="ORDER_FraudCheck"/> > <action service="ChangeStatus" mode="async"/> > </eca> > > > > Your second suggestion can be done, but also takes more consideration as > to how to Flag that type of operation, or just hard code it. > > Raj Saini sent the following on 2/12/2008 10:14 PM: > >> If I am getting it correctly, it is possible to have store setting >> (something like nsfRetry) that not to retry the CC. If CC is declined, >> customer will be sent back to the payment page again where customer can >> enter the new credit card detail. He/she does not need to renter the >> order. This is how it is working for me. >> >> Alternatively, you can send a mail on order rejection to customer and >> asking them to add/modify the credit card. On next CC retry new card >> should be used. Though, I am not sure how it can work with CVV. >> >> Raj >> >> >> BJ Freeman wrote: >> >>> maybe a way to approach this is to allow a parm that can be set for the >>> store so the process is changed if the card is declined and send the >>> customer back so they can enter a new CC. >>> >>> >>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>> >>> >>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>> it is using a new CC to pay for the order >>>> >>>> The scenario is that the card is declined and will never be authorized. >>>> The Customer wants to place the order and the order taker simply wants >>>> to use a DIFFERENT credit card number to pay for the order. As things >>>> function out of the box, the only recourse for the user is to re-enter >>>> the order (again) and associate it with a different payment method (CC >>>> or other). This is what we need to avoid - it is too cumbersome for the >>>> user >>>> >>>> Thanks for any suggestions >>>> >>>> -Dave >>>> >>>> BJ Freeman wrote: >>>> >>>> >>>>> there is a service retryFailedAuthNsfs >>>>> it is automatically run every day. >>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>> >>>>> >>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>> >>>>> look in >>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>> >>>>> >>>>> >>>>> >>>>> >>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>> >>>>> >>>>> >>>>>> In order to test default functionality when a credit card payment >>>>>> on an >>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>> >>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>> there is >>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>> there appears to be no way to take the existing order, assign a new >>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>> card. Is this true? >>>>>> >>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>> allows a >>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>> and theoretically that should allow the user to select an alternate >>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>> >>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>> order taker to switch to a different credit card if the first one is >>>>>> declined - without having to completely re-enter the order. >>>>>> >>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>> approach, that would be most welcome. Thanks >>>>>> >>>>>> >>>>>> >>>>>> >>>>> >>>>> >>> >>> >> >> >> > > > > -- Dave Tenerowicz [hidden email] Office: 303.493.6727 Mobile 303.906.6116 Fax 303.814.8331 Visit us at http://www.salmonllc.com For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay
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In reply to this post by Christopher L
1) yes
2) yes 3) does not go to # at this time but would be able to be enabled by a flag in the product store. 4) no is is only in the context of the session of the user. 5) not sure, think the cc is charged, not authorized at time of purchase. Christopher L sent the following on 2/13/2008 9:19 AM: > If the customer enters a new card, the new card will have a new cvv. > > So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. > > 1) Customer puts items in shopping cart. > 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. > 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. > 4) The authorization code is stored. > 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. > > Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. > > The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. > > My 2c. > > Chris Lombardi > >> Date: Wed, 13 Feb 2008 21:59:03 +0530 >> From: [hidden email] >> To: [hidden email] >> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method >> >> It is more of a credit card security and not technical issue. >> >> What I mean was, security code like CVV is not stored as part of the >> credit card info. CVV code can only be entered by the customer at the >> time of checkout. There is no way to authorize the new card as security >> code is not stored. >> >> Raj >> BJ Freeman wrote: >>> By using SECAS you can check for the fields that are passed. >>> if the cc provider provides the CVV code it can be check and then the >>> same service that is called by the reject code can be called by the SECAS. >>> >>> here is an example: >>> here is how a rule looks in ofbiz >>> <eca service="createPaymentFromPreference" event="return" > >>> <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> >>> <set field-name="statusId" value="ORDER_FraudCheck"/> >>> <action service="ChangeStatus" mode="async"/> >>> </eca> >>> >>> >>> >>> Your second suggestion can be done, but also takes more consideration as >>> to how to Flag that type of operation, or just hard code it. >>> >>> Raj Saini sent the following on 2/12/2008 10:14 PM: >>> >>>> If I am getting it correctly, it is possible to have store setting >>>> (something like nsfRetry) that not to retry the CC. If CC is declined, >>>> customer will be sent back to the payment page again where customer can >>>> enter the new credit card detail. He/she does not need to renter the >>>> order. This is how it is working for me. >>>> >>>> Alternatively, you can send a mail on order rejection to customer and >>>> asking them to add/modify the credit card. On next CC retry new card >>>> should be used. Though, I am not sure how it can work with CVV. >>>> >>>> Raj >>>> >>>> >>>> BJ Freeman wrote: >>>> >>>>> maybe a way to approach this is to allow a parm that can be set for the >>>>> store so the process is changed if the card is declined and send the >>>>> customer back so they can enter a new CC. >>>>> >>>>> >>>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>>>> >>>>> >>>>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>>>> it is using a new CC to pay for the order >>>>>> >>>>>> The scenario is that the card is declined and will never be authorized. >>>>>> The Customer wants to place the order and the order taker simply wants >>>>>> to use a DIFFERENT credit card number to pay for the order. As things >>>>>> function out of the box, the only recourse for the user is to re-enter >>>>>> the order (again) and associate it with a different payment method (CC >>>>>> or other). This is what we need to avoid - it is too cumbersome for the >>>>>> user >>>>>> >>>>>> Thanks for any suggestions >>>>>> >>>>>> -Dave >>>>>> >>>>>> BJ Freeman wrote: >>>>>> >>>>>> >>>>>>> there is a service retryFailedAuthNsfs >>>>>>> it is automatically run every day. >>>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>>>> >>>>>>> >>>>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>>>> >>>>>>> look in >>>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>>>> >>>>>>> >>>>>>> >>>>>>>> In order to test default functionality when a credit card payment >>>>>>>> on an >>>>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>>>> >>>>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>>>> there is >>>>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>>>> there appears to be no way to take the existing order, assign a new >>>>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>>>> card. Is this true? >>>>>>>> >>>>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>>>> allows a >>>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>>>> and theoretically that should allow the user to select an alternate >>>>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>>>> >>>>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>>>> order taker to switch to a different credit card if the first one is >>>>>>>> declined - without having to completely re-enter the order. >>>>>>>> >>>>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>>>> approach, that would be most welcome. Thanks >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>> >>>>>>> >>>>> >>>>> >>>> >>>> >>> >>> > |
RE: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay
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SJ: Good point, I agree. BJF: I have seen merchants that do an authorization and a capture (you called it "charged") at the time of the sale. I do know that's not the way it should happen, unless fulfillment is immediate. However, I don't know if the processors enforce the rules. For example, from the Paymentech Orbital Gateway CNP Processing 101 document on page 13: http://newsroom.chasepaymentech.com/portal/server.pt?mode=2&uuID={661AD524-7249-B348-C946-73167ED62000} Auth Only and Auth Capture Auth Only is a transaction to verify cardholder funds only. Auth Only is typically used when merchants do not fulfill orders immediately (Future Fulfillment Model). Once an Order is fulfilled, the merchant will send a Mark for Capture (MFC) to the system to include this transaction in the next batch processed for funds settlement. Auth Capture is a transaction to verify cardholder funds as well as queuing the transaction for settlement funding. This transaction will be processed in the next batch processed for this merchant. Typically a merchant uses this combined transaction when the order can be fulfilled immediately (Immediate fulfillment Model). C > Date: Wed, 13 Feb 2008 12:23:08 -0800 > From: [hidden email] > To: [hidden email] > Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay > > 1) yes > 2) yes > 3) does not go to # at this time but would be able to be enabled by a > flag in the product store. > 4) no is is only in the context of the session of the user. > 5) not sure, think the cc is charged, not authorized at time of purchase. > > Christopher L sent the following on 2/13/2008 9:19 AM: > > If the customer enters a new card, the new card will have a new cvv. > > > > So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. > > > > 1) Customer puts items in shopping cart. > > 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. > > 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. > > 4) The authorization code is stored. > > 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. > > > > Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. > > > > The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. > > > > My 2c. > > > > Chris Lombardi > > > >> Date: Wed, 13 Feb 2008 21:59:03 +0530 > >> From: [hidden email] > >> To: [hidden email] > >> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method > >> > >> It is more of a credit card security and not technical issue. > >> > >> What I mean was, security code like CVV is not stored as part of the > >> credit card info. CVV code can only be entered by the customer at the > >> time of checkout. There is no way to authorize the new card as security > >> code is not stored. > >> > >> Raj > >> BJ Freeman wrote: > >>> By using SECAS you can check for the fields that are passed. > >>> if the cc provider provides the CVV code it can be check and then the > >>> same service that is called by the reject code can be called by the SECAS. > >>> > >>> here is an example: > >>> here is how a rule looks in ofbiz > >>> <eca service="createPaymentFromPreference" event="return" > > >>> <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> > >>> <set field-name="statusId" value="ORDER_FraudCheck"/> > >>> <action service="ChangeStatus" mode="async"/> > >>> </eca> > >>> > >>> > >>> > >>> Your second suggestion can be done, but also takes more consideration as > >>> to how to Flag that type of operation, or just hard code it. > >>> > >>> Raj Saini sent the following on 2/12/2008 10:14 PM: > >>> > >>>> If I am getting it correctly, it is possible to have store setting > >>>> (something like nsfRetry) that not to retry the CC. If CC is declined, > >>>> customer will be sent back to the payment page again where customer can > >>>> enter the new credit card detail. He/she does not need to renter the > >>>> order. This is how it is working for me. > >>>> > >>>> Alternatively, you can send a mail on order rejection to customer and > >>>> asking them to add/modify the credit card. On next CC retry new card > >>>> should be used. Though, I am not sure how it can work with CVV. > >>>> > >>>> Raj > >>>> > >>>> > >>>> BJ Freeman wrote: > >>>> > >>>>> maybe a way to approach this is to allow a parm that can be set for the > >>>>> store so the process is changed if the card is declined and send the > >>>>> customer back so they can enter a new CC. > >>>>> > >>>>> > >>>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: > >>>>> > >>>>> > >>>>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, > >>>>>> it is using a new CC to pay for the order > >>>>>> > >>>>>> The scenario is that the card is declined and will never be authorized. > >>>>>> The Customer wants to place the order and the order taker simply wants > >>>>>> to use a DIFFERENT credit card number to pay for the order. As things > >>>>>> function out of the box, the only recourse for the user is to re-enter > >>>>>> the order (again) and associate it with a different payment method (CC > >>>>>> or other). This is what we need to avoid - it is too cumbersome for the > >>>>>> user > >>>>>> > >>>>>> Thanks for any suggestions > >>>>>> > >>>>>> -Dave > >>>>>> > >>>>>> BJ Freeman wrote: > >>>>>> > >>>>>> > >>>>>>> there is a service retryFailedAuthNsfs > >>>>>>> it is automatically run every day. > >>>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs > >>>>>>> > >>>>>>> > >>>>>>> needsNsfRetry is set in the OrderPaymentPreference > >>>>>>> > >>>>>>> look in > >>>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java > >>>>>>> > >>>>>>> > >>>>>>> > >>>>>>> > >>>>>>> > >>>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: > >>>>>>> > >>>>>>> > >>>>>>> > >>>>>>>> In order to test default functionality when a credit card payment > >>>>>>>> on an > >>>>>>>> order is declined, we changed the settings in Product Store, Payments > >>>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. > >>>>>>>> > >>>>>>>> Then we tested by creating an order and submitting a CC# as a payment > >>>>>>>> method. Of course the CC was declined, and the Order status was set to > >>>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since > >>>>>>>> there is > >>>>>>>> no valid status change allowed from ORDER_REJECTED to anything else, > >>>>>>>> there appears to be no way to take the existing order, assign a new > >>>>>>>> paymentMethodId and reattempt authorization with a different credit > >>>>>>>> card. Is this true? > >>>>>>>> > >>>>>>>> To remedy this, we could add an entry to StatusValidChange that > >>>>>>>> allows a > >>>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml > >>>>>>>> and theoretically that should allow the user to select an alternate > >>>>>>>> payment method from the Order Detail screen and reprocess payment. > >>>>>>>> > >>>>>>>> Is this the best way to handle this? The requirement is to allow an > >>>>>>>> order taker to switch to a different credit card if the first one is > >>>>>>>> declined - without having to completely re-enter the order. > >>>>>>>> > >>>>>>>> If anyone has encountered this before, or has a suggestion about an > >>>>>>>> approach, that would be most welcome. Thanks > >>>>>>>> > >>>>>>>> > >>>>>>>> > >>>>>>>> > >>>>>>> > >>>>>>> > >>>>> > >>>>> > >>>> > >>>> > >>> > >>> > > > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay
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In reply to this post by Christopher L
Christopher L wrote: > If the customer enters a new card, the new card will have a new cvv. > > So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. > > 1) Customer puts items in shopping cart. > 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. > 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. > If you set Header Declined and Item Declined values in the Product store to Approved it will go back to 2. By default these are set to Rejected, in which case the process dead ends with a declined OrderPayPref and a Rejected Order > 4) The authorization code is stored. > I believe stored in PaymentGatewayResponse > 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. > On Order approval an authorization is captured. This may be over ridden by a forced approval of order. The capture is done either on Packing or Shipment - I don't recall which > Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. > > The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. > > My 2c. > > Chris Lombardi > > >> Date: Wed, 13 Feb 2008 21:59:03 +0530 >> From: [hidden email] >> To: [hidden email] >> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method >> >> It is more of a credit card security and not technical issue. >> >> What I mean was, security code like CVV is not stored as part of the >> credit card info. CVV code can only be entered by the customer at the >> time of checkout. There is no way to authorize the new card as security >> code is not stored. >> >> Raj >> BJ Freeman wrote: >> >>> By using SECAS you can check for the fields that are passed. >>> if the cc provider provides the CVV code it can be check and then the >>> same service that is called by the reject code can be called by the SECAS. >>> >>> here is an example: >>> here is how a rule looks in ofbiz >>> <eca service="createPaymentFromPreference" event="return" > >>> <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> >>> <set field-name="statusId" value="ORDER_FraudCheck"/> >>> <action service="ChangeStatus" mode="async"/> >>> </eca> >>> >>> >>> >>> Your second suggestion can be done, but also takes more consideration as >>> to how to Flag that type of operation, or just hard code it. >>> >>> Raj Saini sent the following on 2/12/2008 10:14 PM: >>> >>> >>>> If I am getting it correctly, it is possible to have store setting >>>> (something like nsfRetry) that not to retry the CC. If CC is declined, >>>> customer will be sent back to the payment page again where customer can >>>> enter the new credit card detail. He/she does not need to renter the >>>> order. This is how it is working for me. >>>> >>>> Alternatively, you can send a mail on order rejection to customer and >>>> asking them to add/modify the credit card. On next CC retry new card >>>> should be used. Though, I am not sure how it can work with CVV. >>>> >>>> Raj >>>> >>>> >>>> BJ Freeman wrote: >>>> >>>> >>>>> maybe a way to approach this is to allow a parm that can be set for the >>>>> store so the process is changed if the card is declined and send the >>>>> customer back so they can enter a new CC. >>>>> >>>>> >>>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>>>> >>>>> >>>>> >>>>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>>>> it is using a new CC to pay for the order >>>>>> >>>>>> The scenario is that the card is declined and will never be authorized. >>>>>> The Customer wants to place the order and the order taker simply wants >>>>>> to use a DIFFERENT credit card number to pay for the order. As things >>>>>> function out of the box, the only recourse for the user is to re-enter >>>>>> the order (again) and associate it with a different payment method (CC >>>>>> or other). This is what we need to avoid - it is too cumbersome for the >>>>>> user >>>>>> >>>>>> Thanks for any suggestions >>>>>> >>>>>> -Dave >>>>>> >>>>>> BJ Freeman wrote: >>>>>> >>>>>> >>>>>> >>>>>>> there is a service retryFailedAuthNsfs >>>>>>> it is automatically run every day. >>>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>>>> >>>>>>> >>>>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>>>> >>>>>>> look in >>>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>>> In order to test default functionality when a credit card payment >>>>>>>> on an >>>>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>>>> >>>>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>>>> there is >>>>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>>>> there appears to be no way to take the existing order, assign a new >>>>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>>>> card. Is this true? >>>>>>>> >>>>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>>>> allows a >>>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>>>> and theoretically that should allow the user to select an alternate >>>>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>>>> >>>>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>>>> order taker to switch to a different credit card if the first one is >>>>>>>> declined - without having to completely re-enter the order. >>>>>>>> >>>>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>>>> approach, that would be most welcome. Thanks >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>> >>>>> >>>>> >>>> >>>> >>> >>> > > -- Dave Tenerowicz [hidden email] Office: 303.493.6727 Mobile 303.906.6116 Fax 303.814.8331 Visit us at http://www.salmonllc.com For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay
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In reply to this post by Christopher L
I am only speaking of ofbiz capabilities as it is implemented now.
yes many of my customers authorize first then charge once shipped. The routines are there to implment. It has become more difficult to implement changes in order flow with the addition of the accounting. Christopher L sent the following on 2/13/2008 2:08 PM: > SJ: Good point, I agree. > > BJF: I have seen merchants that do an authorization and a capture (you called it "charged") at the time of the sale. I do know that's not the way it should happen, unless fulfillment is immediate. However, I don't know if the processors enforce the rules. > > For example, from the Paymentech Orbital Gateway CNP Processing 101 document on page 13: > http://newsroom.chasepaymentech.com/portal/server.pt?mode=2&uuID={661AD524-7249-B348-C946-73167ED62000} > > Auth Only and Auth Capture > > Auth Only is a transaction to verify cardholder funds only. Auth Only is > typically used when merchants do not fulfill orders immediately (Future > Fulfillment Model). Once an Order is fulfilled, the merchant will send a > Mark for Capture (MFC) to the system to include this transaction in the > next batch processed for funds settlement. > > Auth Capture is a transaction to verify cardholder funds as well as > queuing the transaction for settlement funding. This transaction will be > processed in the next batch processed for this merchant. Typically a > merchant uses this combined transaction when the order can be fulfilled > immediately (Immediate fulfillment Model). > > C > >> Date: Wed, 13 Feb 2008 12:23:08 -0800 >> From: [hidden email] >> To: [hidden email] >> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different pay >> >> 1) yes >> 2) yes >> 3) does not go to # at this time but would be able to be enabled by a >> flag in the product store. >> 4) no is is only in the context of the session of the user. >> 5) not sure, think the cc is charged, not authorized at time of purchase. >> >> Christopher L sent the following on 2/13/2008 9:19 AM: >>> If the customer enters a new card, the new card will have a new cvv. >>> >>> So I can keep things straight, here's a simplified outline of my understanding of the normal process flow in credit card payment acceptance for physical goods over the internet. >>> >>> 1) Customer puts items in shopping cart. >>> 2) Customer goes through checkout process and enters payment information including credit card number and cvv code. >>> 3) If the card is rejected, the customer goes back to step 2. Else the authorization was successful, goto 4. >>> 4) The authorization code is stored. >>> 5) Merchant ships product and sends a "capture" event to the credit card processor with the authorization code. >>> >>> Does the ecommerce application not send the customer back to "step 2" in the event of a declined credit card? If so, that should be changed. >>> >>> The only times I could see wanting to retry a credit card after a decline for "not sufficient funds" is if there is a subscription type model where the card is charged without customer input (i.e. health club, magazine, etc) at intervals. Otherwise, you should just ask for an alternate payment method. >>> >>> My 2c. >>> >>> Chris Lombardi >>> >>>> Date: Wed, 13 Feb 2008 21:59:03 +0530 >>>> From: [hidden email] >>>> To: [hidden email] >>>> Subject: Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method >>>> >>>> It is more of a credit card security and not technical issue. >>>> >>>> What I mean was, security code like CVV is not stored as part of the >>>> credit card info. CVV code can only be entered by the customer at the >>>> time of checkout. There is no way to authorize the new card as security >>>> code is not stored. >>>> >>>> Raj >>>> BJ Freeman wrote: >>>>> By using SECAS you can check for the fields that are passed. >>>>> if the cc provider provides the CVV code it can be check and then the >>>>> same service that is called by the reject code can be called by the SECAS. >>>>> >>>>> here is an example: >>>>> here is how a rule looks in ofbiz >>>>> <eca service="createPaymentFromPreference" event="return" > >>>>> <condition field-name="gatewayAvsResult" operator="equals" value="XXU"/> >>>>> <set field-name="statusId" value="ORDER_FraudCheck"/> >>>>> <action service="ChangeStatus" mode="async"/> >>>>> </eca> >>>>> >>>>> >>>>> >>>>> Your second suggestion can be done, but also takes more consideration as >>>>> to how to Flag that type of operation, or just hard code it. >>>>> >>>>> Raj Saini sent the following on 2/12/2008 10:14 PM: >>>>> >>>>>> If I am getting it correctly, it is possible to have store setting >>>>>> (something like nsfRetry) that not to retry the CC. If CC is declined, >>>>>> customer will be sent back to the payment page again where customer can >>>>>> enter the new credit card detail. He/she does not need to renter the >>>>>> order. This is how it is working for me. >>>>>> >>>>>> Alternatively, you can send a mail on order rejection to customer and >>>>>> asking them to add/modify the credit card. On next CC retry new card >>>>>> should be used. Though, I am not sure how it can work with CVV. >>>>>> >>>>>> Raj >>>>>> >>>>>> >>>>>> BJ Freeman wrote: >>>>>> >>>>>>> maybe a way to approach this is to allow a parm that can be set for the >>>>>>> store so the process is changed if the card is declined and send the >>>>>>> customer back so they can enter a new CC. >>>>>>> >>>>>>> >>>>>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>>>>>> >>>>>>> >>>>>>>> Sorry, perhaps I was not clear. The issue is not retrying the same CC, >>>>>>>> it is using a new CC to pay for the order >>>>>>>> >>>>>>>> The scenario is that the card is declined and will never be authorized. >>>>>>>> The Customer wants to place the order and the order taker simply wants >>>>>>>> to use a DIFFERENT credit card number to pay for the order. As things >>>>>>>> function out of the box, the only recourse for the user is to re-enter >>>>>>>> the order (again) and associate it with a different payment method (CC >>>>>>>> or other). This is what we need to avoid - it is too cumbersome for the >>>>>>>> user >>>>>>>> >>>>>>>> Thanks for any suggestions >>>>>>>> >>>>>>>> -Dave >>>>>>>> >>>>>>>> BJ Freeman wrote: >>>>>>>> >>>>>>>> >>>>>>>>> there is a service retryFailedAuthNsfs >>>>>>>>> it is automatically run every day. >>>>>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>>>>>> >>>>>>>>> >>>>>>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>>>>>> >>>>>>>>> look in >>>>>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/PaymentGatewayServices.java >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>>>>> In order to test default functionality when a credit card payment >>>>>>>>>> on an >>>>>>>>>> order is declined, we changed the settings in Product Store, Payments >>>>>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>>>>>> >>>>>>>>>> Then we tested by creating an order and submitting a CC# as a payment >>>>>>>>>> method. Of course the CC was declined, and the Order status was set to >>>>>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>>>>>> there is >>>>>>>>>> no valid status change allowed from ORDER_REJECTED to anything else, >>>>>>>>>> there appears to be no way to take the existing order, assign a new >>>>>>>>>> paymentMethodId and reattempt authorization with a different credit >>>>>>>>>> card. Is this true? >>>>>>>>>> >>>>>>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>>>>>> allows a >>>>>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify secas.xml >>>>>>>>>> and theoretically that should allow the user to select an alternate >>>>>>>>>> payment method from the Order Detail screen and reprocess payment. >>>>>>>>>> >>>>>>>>>> Is this the best way to handle this? The requirement is to allow an >>>>>>>>>> order taker to switch to a different credit card if the first one is >>>>>>>>>> declined - without having to completely re-enter the order. >>>>>>>>>> >>>>>>>>>> If anyone has encountered this before, or has a suggestion about an >>>>>>>>>> approach, that would be most welcome. Thanks >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>> >>>>>>>>> >>>>>>> >>>>>>> >>>>>> >>>>> > |
Re: CC declined, order rejected - how to keep the order, but allow user to switch to a different payment method
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In reply to this post by Dave Tenerowicz
That is the best way to simulate a decline in development. As for keeping an order when a card is declined I think you'll have to make code changes. The default behavior is to reject the original order and create a new one. In ecommerce and the order mgr the cart retains all information, plus ID of the original rejected order. Then the user can try again. -David On Feb 13, 2008, at 1:16 PM, Dave Tenerowicz wrote: > Sorry guys, I found that I can avoid this problem by changing the > Product Store settings for Header and Item Declined to "APPROVED". > With this setting, it is possible to save the order and enter a > different payment method, and then to get an authorization which > Approves the order. So far, so good. > > However, once we attempt to Quick Ship this order (which had a > payment declined, but now the payment with a new CC is authorized), > we are unable to create the shipment (message something like : > Shipment not created, no items to ship) > > I have traced this out, and when an OPP is declined a > OrderItemShipGrpInvRes entry is not created. As a result when the > Quick Ship button is used, the once declined, but now approved order > generates an error because (I think) there is no entry in this table. > > Can anyone tell me how we can simulate credit card declines without > breaking the quick ship functionality? Is changing the Product Store > Payment setup for Payment Auth Service from > "alwaysApproveCCProcessor" to "alwaysDeclineCCProcessor" the best/ > only way to simulate a cc decline? > > I appreciate any advice on how to test declines > -Dave > > > > BJ Freeman wrote: >> By using SECAS you can check for the fields that are passed. >> if the cc provider provides the CVV code it can be check and then the >> same service that is called by the reject code can be called by the >> SECAS. >> >> here is an example: >> here is how a rule looks in ofbiz >> <eca service="createPaymentFromPreference" event="return" > >> <condition field-name="gatewayAvsResult" operator="equals" >> value="XXU"/> >> <set field-name="statusId" value="ORDER_FraudCheck"/> >> <action service="ChangeStatus" mode="async"/> >> </eca> >> >> >> >> Your second suggestion can be done, but also takes more >> consideration as >> to how to Flag that type of operation, or just hard code it. >> >> Raj Saini sent the following on 2/12/2008 10:14 PM: >> >>> If I am getting it correctly, it is possible to have store setting >>> (something like nsfRetry) that not to retry the CC. If CC is >>> declined, >>> customer will be sent back to the payment page again where >>> customer can >>> enter the new credit card detail. He/she does not need to renter the >>> order. This is how it is working for me. >>> >>> Alternatively, you can send a mail on order rejection to customer >>> and >>> asking them to add/modify the credit card. On next CC retry new card >>> should be used. Though, I am not sure how it can work with CVV. >>> >>> Raj >>> >>> >>> BJ Freeman wrote: >>> >>>> maybe a way to approach this is to allow a parm that can be set >>>> for the >>>> store so the process is changed if the card is declined and send >>>> the >>>> customer back so they can enter a new CC. >>>> >>>> >>>> Dave Tenerowicz sent the following on 2/12/2008 12:21 PM: >>>> >>>>> Sorry, perhaps I was not clear. The issue is not retrying the >>>>> same CC, >>>>> it is using a new CC to pay for the order >>>>> >>>>> The scenario is that the card is declined and will never be >>>>> authorized. >>>>> The Customer wants to place the order and the order taker simply >>>>> wants >>>>> to use a DIFFERENT credit card number to pay for the order. As >>>>> things >>>>> function out of the box, the only recourse for the user is to re- >>>>> enter >>>>> the order (again) and associate it with a different payment >>>>> method (CC >>>>> or other). This is what we need to avoid - it is too cumbersome >>>>> for the >>>>> user >>>>> >>>>> Thanks for any suggestions >>>>> >>>>> -Dave >>>>> >>>>> BJ Freeman wrote: >>>>> >>>>>> there is a service retryFailedAuthNsfs >>>>>> it is automatically run every day. >>>>>> https://demo.hotwaxmedia.com/webtools/control/availableServices?sel_service_name=retryFailedAuthNsfs >>>>>> >>>>>> >>>>>> needsNsfRetry is set in the OrderPaymentPreference >>>>>> >>>>>> look in >>>>>> applications/Accounting/src/org/ofbiz/accounting/payment/ >>>>>> PaymentGatewayServices.java >>>>>> >>>>>> >>>>>> >>>>>> >>>>>> >>>>>> Dave Tenerowicz sent the following on 2/12/2008 10:28 AM: >>>>>> >>>>>>> In order to test default functionality when a credit card >>>>>>> payment >>>>>>> on an >>>>>>> order is declined, we changed the settings in Product Store, >>>>>>> Payments >>>>>>> tab for Payment Auth service to alwaysDeclineCCProcessor. >>>>>>> >>>>>>> Then we tested by creating an order and submitting a CC# as a >>>>>>> payment >>>>>>> method. Of course the CC was declined, and the Order status >>>>>>> was set to >>>>>>> ORDER_REJECTED, OrderITemStatus was also set to rejected. Since >>>>>>> there is >>>>>>> no valid status change allowed from ORDER_REJECTED to anything >>>>>>> else, >>>>>>> there appears to be no way to take the existing order, assign >>>>>>> a new >>>>>>> paymentMethodId and reattempt authorization with a different >>>>>>> credit >>>>>>> card. Is this true? >>>>>>> >>>>>>> To remedy this, we could add an entry to StatusValidChange that >>>>>>> allows a >>>>>>> movement from ORDER_REJECTED back to ORDER_APPROVED, modify >>>>>>> secas.xml >>>>>>> and theoretically that should allow the user to select an >>>>>>> alternate >>>>>>> payment method from the Order Detail screen and reprocess >>>>>>> payment. >>>>>>> >>>>>>> Is this the best way to handle this? The requirement is to >>>>>>> allow an >>>>>>> order taker to switch to a different credit card if the first >>>>>>> one is >>>>>>> declined - without having to completely re-enter the order. >>>>>>> >>>>>>> If anyone has encountered this before, or has a suggestion >>>>>>> about an >>>>>>> approach, that would be most welcome. Thanks >>>>>>> >>>>>>> >>>>>>> >>>>>> >>>> >>> >>> >>> >> >> >> >> > > -- > Dave Tenerowicz > [hidden email] > > Office: 303.493.6727 > Mobile 303.906.6116 > Fax 303.814.8331 > > Visit us at http://www.salmonllc.com > For ERP Information: http://www.salmonllc.com/Jsp/vanity/ERP_CRM.jsp?nav=2&NavBarId=ERP_CRMServices > |
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