does the responsibility for compliance shift more heavily onto the company?

[morrowine]

I’ve been reading a lot about PCI DSS compliance lately and I’m still not fully clear how it works when it comes to OCR software that’s installed on-premise. For example, if you’re scanning bank cards directly within your own infrastructure instead of using a cloud-based tool, does the responsibility for compliance shift more heavily onto the company? I’m trying to figure out if keeping everything local is safer or just more complicated in terms of audits and technical setup.

[ClaraWeltz]

Good question — I’ve had to deal with this when we were implementing an on-premise OCR solution last year. What I found is that running it locally does give you more control, but it also means you can’t rely on a vendor’s PCI compliance certificate alone. You need to prove that your servers, storage, and even the way you transmit data internally meet PCI DSS standards https://ocrstudio.ai/bank-card-scanner/. It can get tricky when your IT department doesn’t already have the right monitoring and logging in place. For us, one of the deciding factors was that an on-premise setup avoided sending sensitive card data over the internet, which reduced exposure. But the trade-off was extra responsibility for audits and documenting security practices.

[lamarce11]

I think that’s the balance most companies are struggling with — control versus convenience. I like the idea of on-premise for sensitive data, but you’re right, it does push more responsibility onto the team managing it. Probably makes sense only if the organization already has a solid compliance framework in place.